Twin Oaks, OK
How exposed is Twin Oaks to wildfire?
Twin Oaks's 292 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Twin Oaks at the 94th percentile, close to its 93rd-percentile risk score.
Where Twin Oaks's buildings actually sit
USFS classifies 100% of Twin Oaks's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 292 structures sit close enough to vegetation that lot clearing matters most.
Twin Oaks against the rest of the country
Inside Oklahoma, Twin Oaks sits at just the 61st percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Twin Oaks ranks 2,375 for wildfire risk (1 is highest) and 21,859 by building count (1 is largest). Within Oklahoma alone, it ranks 329 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Twin Oaks and the insurance market
Twin Oaks's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 100% of Twin Oaks in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Twin Oaks's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Twin Oaks, see the exposure-zones guide.