Twin Lakes, WI
Twin Lakes wildfire risk explained
Twin Lakes's 3,934 buildings earn a 32nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Twin Lakes's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
What "at risk" means for the buildings here
Most of Twin Lakes's buildings (54.9% of 3,934) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Twin Lakes ranks
Within Wisconsin, Twin Lakes ranks higher (71st percentile) than it does nationally (32nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Twin Lakes ranks 21,481 for wildfire risk (1 is highest) and 4,304 by building count (1 is largest). Within Wisconsin alone, it ranks 240 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Twin Lakes and the insurance market
At the 32nd national percentile, Twin Lakes rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Twin Lakes
Twin Lakes's 54.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Twin Lakes's 32nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Twin Lakes, see the exposure-zones guide.