Twin Lakes, NM
Twin Lakes wildfire risk explained
Out of every US place USFS scores, Twin Lakes lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 386 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Twin Lakes at the 35th percentile, close to its 36th-percentile risk score.
Twin Lakes's building exposure, zone by zone
Of Twin Lakes's 386 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Twin Lakes against the rest of the country
Twin Lakes ranks lower within New Mexico (5th percentile statewide) than its 36th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Twin Lakes ranks 20,235 for wildfire risk (1 is highest) and 19,498 by building count (1 is largest). Within New Mexico alone, it ranks 469 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 36th national percentile, Twin Lakes rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Twin Lakes
Because Direct exposure dominates in Twin Lakes (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Twin Lakes's figures come from
Twin Lakes's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Twin Lakes's dominant direct exposure actually means, with real examples from across the dataset.