Twin Lakes (Lake), CO
How exposed is Twin Lakes (Lake) to wildfire?
Out of every US place USFS scores, Twin Lakes (Lake) lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 272 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Twin Lakes (Lake)'s burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
Twin Lakes (Lake)'s building exposure, zone by zone
Of Twin Lakes (Lake)'s 272 counted buildings, 97.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Twin Lakes (Lake) against the rest of the country
Inside Colorado, Twin Lakes (Lake) sits at just the 17th percentile even though it scores 49th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Twin Lakes (Lake) ranks 15,969 for wildfire risk (1 is highest) and 22,435 by building count (1 is largest). Within Colorado alone, it ranks 391 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Twin Lakes (Lake)
Twin Lakes (Lake)'s elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Twin Lakes (Lake)
Twin Lakes (Lake)'s 97.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Twin Lakes (Lake)'s 15,969-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Twin Lakes (Lake), see the exposure-zones guide.