Twin, AL
How exposed is Twin to wildfire?
Out of every US place USFS scores, Twin lands at the 62nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 275 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Twin at the 65th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
100% of Twin's 275 buildings sit in USFS's Direct exposure zone, roughly 275 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Twin ranks
Twin ranks lower within Alabama (31st percentile statewide) than its 62nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Twin ranks 11,934 for wildfire risk (1 is highest) and 22,344 by building count (1 is largest). Within Alabama alone, it ranks 414 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Twin's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Twin
With 100% of Twin in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Twin's figures come from
The methodology guide shows exactly how USFS turned 275 counted buildings into the percentiles shown above for Twin. The exposure-zones guide covers what Twin's dominant direct exposure actually means, with real examples from across the dataset.