Tutwiler, MS
Tutwiler, MS's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Tutwiler at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 539 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tutwiler's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Tutwiler's building exposure, zone by zone
78.3% of Tutwiler's 539 buildings sit in USFS's Minimal exposure zone, with only 21.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Tutwiler ranks
Tutwiler's 35th national percentile looks worse in isolation than its 11th ranking inside Mississippi does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Tutwiler ranks 20,547 for wildfire risk (1 is highest) and 16,733 by building count (1 is largest). Within Mississippi alone, it ranks 373 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Shopping for coverage in Tutwiler
Tutwiler's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 78.3% of buildings rated Minimal exposure, Tutwiler gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 539 counted buildings into the percentiles shown above for Tutwiler. For more on what minimal exposure implies beyond Tutwiler, see the exposure-zones guide.