Tuttle, OK
Tuttle wildfire risk explained
Tuttle's 4,749 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tuttle at the 87th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
67.1% of Tuttle's 4,749 buildings sit in USFS's Direct exposure zone, roughly 3,185 structures close enough to burnable vegetation for flame contact, not just embers — 12.2% fall in the Indirect, ember-only zone and 20.8% are Minimal.
How Tuttle compares
Inside Oklahoma, Tuttle sits at just the 36th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Tuttle ranks 4,169 for wildfire risk (1 is highest) and 3,595 by building count (1 is largest). Within Oklahoma alone, it ranks 533 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Tuttle
Tuttle's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Tuttle (67.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Tuttle's figures come from
Every one of the two percentiles behind Tuttle's 4,169-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Tuttle's dominant direct exposure actually means, with real examples from across the dataset.