Tuscumbia, MO
How exposed is Tuscumbia to wildfire?
Tuscumbia's 141 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tuscumbia's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Tuscumbia's building exposure, zone by zone
Direct exposure dominates in Tuscumbia: 100% of its 141 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Tuscumbia ranks
There's little gap between Tuscumbia's 73rd national percentile and its 88th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Tuscumbia ranks 8,478 for wildfire risk (1 is highest) and 27,257 by building count (1 is largest). Within Missouri alone, it ranks 130 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Tuscumbia
Tuscumbia's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Tuscumbia
Because Direct exposure dominates in Tuscumbia (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 141 counted buildings into the percentiles shown above for Tuscumbia. For more on what direct exposure implies beyond Tuscumbia, see the exposure-zones guide.