Tuscola, IL
Tuscola wildfire risk explained
USFS scores Tuscola at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,462 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tuscola at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 1.3% of Tuscola's 2,462 buildings carry Direct exposure and 0% carry Indirect; the remaining 98.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Tuscola compares
Tuscola's risk sits at a similar level relative to Illinois (6th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Tuscola ranks 31,356 for wildfire risk (1 is highest) and 6,371 by building count (1 is largest). Within Illinois alone, it ranks 1,368 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 1st national percentile, Tuscola rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Tuscola's 98.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Tuscola's 31,356-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Tuscola, see the exposure-zones guide.