Turtle Lake (Walworth), WI
How exposed is Turtle Lake (Walworth) to wildfire?
USFS's Wildfire Risk to Communities model puts Turtle Lake (Walworth) at the 29th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 239 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Turtle Lake (Walworth) at the 29th percentile, close to its 29th-percentile risk score.
Where Turtle Lake (Walworth)'s buildings actually sit
73.2% of Turtle Lake (Walworth)'s 239 buildings sit in USFS's Direct exposure zone, roughly 175 structures close enough to burnable vegetation for flame contact, not just embers — 5% fall in the Indirect, ember-only zone and 21.8% are Minimal.
How Turtle Lake (Walworth) compares
Turtle Lake (Walworth)'s 62nd-percentile standing inside Wisconsin outpaces its 29th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Turtle Lake (Walworth) ranks 22,332 for wildfire risk (1 is highest) and 23,514 by building count (1 is largest). Within Wisconsin alone, it ranks 306 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Turtle Lake (Walworth)'s moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Turtle Lake (Walworth) (73.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Turtle Lake (Walworth)'s 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Turtle Lake (Walworth), see the exposure-zones guide.