Turtle Lake, ND
Turtle Lake, ND's wildfire risk, in USFS's own numbers
USFS scores Turtle Lake at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 541 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Turtle Lake at the 34th percentile, close to its 37th-percentile risk score.
Turtle Lake's building exposure, zone by zone
Indirect exposure is dominant in Turtle Lake (74.5% of 541 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 8% sit in the Direct zone.
Turtle Lake against the rest of the country
Turtle Lake ranks lower within North Dakota (19th percentile statewide) than its 37th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Turtle Lake ranks 19,916 for wildfire risk (1 is highest) and 16,707 by building count (1 is largest). Within North Dakota alone, it ranks 328 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Turtle Lake
At the 37th national percentile, Turtle Lake rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Turtle Lake (74.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Turtle Lake's 19,916-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Turtle Lake, see the exposure-zones guide.