Turtle Creek, PA
Turtle Creek, PA's wildfire risk, in USFS's own numbers
Turtle Creek sits at the 24th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,979 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Turtle Creek's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Where Turtle Creek's buildings actually sit
52.9% of Turtle Creek's 1,979 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 1.9% Direct and 45.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Turtle Creek ranks
There's little gap between Turtle Creek's 24th national percentile and its 28th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Turtle Creek ranks 23,960 for wildfire risk (1 is highest) and 7,536 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,441 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Turtle Creek's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Turtle Creek's 52.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Turtle Creek's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Turtle Creek, see the exposure-zones guide.