Turner, MI
How exposed is Turner to wildfire?
Turner's 97 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Turner at the 26th percentile, close to its 25th-percentile risk score.
Where Turner's buildings actually sit
75.3% of Turner's 97 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 22.7% Direct and 2.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Turner ranks
Compare Turner's two percentiles: 75th within Michigan, only 25th nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Turner ranks 23,606 for wildfire risk (1 is highest) and 29,177 by building count (1 is largest). Within Michigan alone, it ranks 185 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Turner
Turner's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Turner (75.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 97 counted buildings into the percentiles shown above for Turner. For more on what indirect exposure implies beyond Turner, see the exposure-zones guide.