Turley, OK
How exposed is Turley to wildfire?
USFS scores Turley at the 82nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,948 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Turley at the 84th percentile, close to its 82nd-percentile risk score.
Where Turley's buildings actually sit
71.1% of Turley's 1,948 buildings sit in USFS's Direct exposure zone, roughly 1,385 structures close enough to burnable vegetation for flame contact, not just embers — 27.2% fall in the Indirect, ember-only zone and 1.8% are Minimal.
Where Turley ranks
Turley's 82nd national percentile looks worse in isolation than its 25th ranking inside Oklahoma does — this place is on the milder end for its own state, by 57 points. Among the 31,521 US communities USFS scores, Turley ranks 5,743 for wildfire risk (1 is highest) and 7,622 by building count (1 is largest). Within Oklahoma alone, it ranks 626 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Turley and the insurance market
Turley's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Turley
Because Direct exposure dominates in Turley (71.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Turley's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Turley, see the exposure-zones guide.