Tunnel City, WI
Tunnel City wildfire risk explained
Out of every US place USFS scores, Tunnel City lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 90 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tunnel City at the 33rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Tunnel City's 90 counted buildings, 56.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Tunnel City compares
Compare Tunnel City's two percentiles: 75th within Wisconsin, only 33rd nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Tunnel City ranks 21,197 for wildfire risk (1 is highest) and 29,519 by building count (1 is largest). Within Wisconsin alone, it ranks 208 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Tunnel City and the insurance market
At the 33rd national percentile, Tunnel City rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Tunnel City's 56.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 90 counted buildings into the percentiles shown above for Tunnel City. For more on what direct exposure implies beyond Tunnel City, see the exposure-zones guide.