Tulsa, OK
Tulsa wildfire risk explained
USFS's Wildfire Risk to Communities model puts Tulsa at the 80th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 161,848 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tulsa at the 82nd percentile, close to its 80th-percentile risk score.
What "at risk" means for the buildings here
Tulsa rates 77.3% Minimal exposure against just 12.6% Direct and 10.1% Indirect — of 161,848 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 161,848 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Tulsa against the rest of the country
Tulsa's 80th national percentile looks worse in isolation than its 20th ranking inside Oklahoma does — this place is on the milder end for its own state, by 60 points. Among the 31,521 US communities USFS scores, Tulsa ranks 6,439 for wildfire risk (1 is highest) and 38 by building count (1 is largest). Within Oklahoma alone, it ranks 673 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Tulsa and the insurance market
At the 80th percentile nationally, Tulsa carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Tulsa's 77.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Tulsa's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Tulsa, see the exposure-zones guide.