Tully, NY
Tully wildfire risk explained
Tully sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 898 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tully at the 10th percentile, close to its 11th-percentile risk score.
Tully's building exposure, zone by zone
52.3% of Tully's 898 buildings sit in USFS's Direct exposure zone, roughly 470 structures close enough to burnable vegetation for flame contact, not just embers — 47.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Tully ranks
Tully scores 11th nationally and 26th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Tully ranks 28,092 for wildfire risk (1 is highest) and 12,739 by building count (1 is largest). Within New York alone, it ranks 957 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 11th national percentile, Tully rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Tully (52.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 898 counted buildings into the percentiles shown above for Tully. For more on what direct exposure implies beyond Tully, see the exposure-zones guide.