Tulare, SD
Tulare, SD's wildfire risk, in USFS's own numbers
USFS scores Tulare at the 67th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 207 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tulare at the 66th percentile, close to its 67th-percentile risk score.
Where Tulare's buildings actually sit
Most of Tulare's buildings (76.3% of 207) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Tulare ranks
Tulare scores 67th nationally and 61st within South Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Tulare ranks 10,505 for wildfire risk (1 is highest) and 24,621 by building count (1 is largest). Within South Dakota alone, it ranks 175 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
At the 67th percentile nationally, Tulare carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Tulare
Tulare's 76.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Tulare's figures come from
The methodology guide shows exactly how USFS turned 207 counted buildings into the percentiles shown above for Tulare. The exposure-zones guide covers what Tulare's dominant minimal exposure actually means, with real examples from across the dataset.