Tuckerton, NJ
How exposed is Tuckerton to wildfire?
Tuckerton sits at the 93rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,909 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tuckerton at the 90th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Tuckerton's building exposure, zone by zone
80.4% of Tuckerton's 1,909 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 18.2% Direct and 1.4% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Tuckerton ranks
Tuckerton scores 93rd nationally and 98th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Tuckerton ranks 2,178 for wildfire risk (1 is highest) and 7,739 by building count (1 is largest). Within New Jersey alone, it ranks 16 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Tuckerton and the insurance market
Tuckerton's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Tuckerton (80.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Tuckerton's figures come from
The methodology guide shows exactly how USFS turned 1,909 counted buildings into the percentiles shown above for Tuckerton. The exposure-zones guide covers what Tuckerton's dominant indirect exposure actually means, with real examples from across the dataset.