Tuckers Crossroads, TN
Tuckers Crossroads wildfire risk explained
Tuckers Crossroads sits at the 34th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 214 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tuckers Crossroads's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 95.8% of Tuckers Crossroads's buildings as Direct exposure, higher than its 4.2% Indirect share and far above its 0% Minimal share — a profile where 205 structures sit close enough to vegetation that lot clearing matters most.
Tuckers Crossroads against the rest of the country
Tuckers Crossroads scores 34th nationally and 23rd within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Tuckers Crossroads ranks 20,973 for wildfire risk (1 is highest) and 24,347 by building count (1 is largest). Within Tennessee alone, it ranks 386 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Tuckers Crossroads and the insurance market
Tuckers Crossroads's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Tuckers Crossroads (95.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 214 counted buildings into the percentiles shown above for Tuckers Crossroads. For more on what direct exposure implies beyond Tuckers Crossroads, see the exposure-zones guide.