Tuba City, AZ
Tuba City, AZ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Tuba City at the 19th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,777 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tuba City at the 21st percentile, close to its 19th-percentile risk score.
What "at risk" means for the buildings here
Of Tuba City's 2,777 counted buildings, 57% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Tuba City ranks
Tuba City's 19th national percentile looks worse in isolation than its 2nd ranking inside Arizona does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Tuba City ranks 25,580 for wildfire risk (1 is highest) and 5,809 by building count (1 is largest). Within Arizona alone, it ranks 431 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Tuba City
Tuba City's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Tuba City's 57% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,777 counted buildings into the percentiles shown above for Tuba City. For more on what direct exposure implies beyond Tuba City, see the exposure-zones guide.