Tse Bonito, NM
How exposed is Tse Bonito to wildfire?
Tse Bonito's 241 buildings earn a 35th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tse Bonito at the 33rd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Tse Bonito's buildings actually sit
Of Tse Bonito's 241 counted buildings, 86.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Tse Bonito ranks
Tse Bonito ranks lower within New Mexico (5th percentile statewide) than its 35th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Tse Bonito ranks 20,459 for wildfire risk (1 is highest) and 23,436 by building count (1 is largest). Within New Mexico alone, it ranks 470 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Tse Bonito
Tse Bonito's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Tse Bonito (86.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Tse Bonito's figures come from
The methodology guide shows exactly how USFS turned 241 counted buildings into the percentiles shown above for Tse Bonito. The exposure-zones guide covers what Tse Bonito's dominant direct exposure actually means, with real examples from across the dataset.