Tschetter Colony, SD
Tschetter Colony, SD's wildfire risk, in USFS's own numbers
Tschetter Colony sits at the 68th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 64 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tschetter Colony at the 64th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 67.2% of Tschetter Colony's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 32.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Tschetter Colony against the rest of the country
Tschetter Colony's risk sits at a similar level relative to South Dakota (63rd percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Tschetter Colony ranks 10,065 for wildfire risk (1 is highest) and 30,525 by building count (1 is largest). Within South Dakota alone, it ranks 165 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Tschetter Colony's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 67.2% of buildings rated Minimal exposure, Tschetter Colony gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Tschetter Colony's 10,065-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Tschetter Colony, see the exposure-zones guide.