Trumbull, NE
How exposed is Trumbull to wildfire?
USFS scores Trumbull at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 176 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Trumbull at the 20th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Trumbull's building exposure, zone by zone
97.2% of Trumbull's 176 buildings sit in USFS's Minimal exposure zone, with only 2.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Trumbull against the rest of the country
There's little gap between Trumbull's 24th national percentile and its 12th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Trumbull ranks 23,837 for wildfire risk (1 is highest) and 25,791 by building count (1 is largest). Within Nebraska alone, it ranks 512 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Trumbull
At the 24th national percentile, Trumbull rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 97.2% of Trumbull outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Trumbull's 23,837-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Trumbull, see the exposure-zones guide.