Troy, SC
Troy wildfire risk explained
USFS's Wildfire Risk to Communities model puts Troy at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 100 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Troy at the 74th percentile, close to its 72nd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Troy: 99% of its 100 buildings, versus 1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Troy ranks
Troy scores 72nd nationally and 63rd within South Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Troy ranks 8,929 for wildfire risk (1 is highest) and 29,052 by building count (1 is largest). Within South Carolina alone, it ranks 174 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Troy
At the 72nd percentile nationally, Troy carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Troy
Troy's 99% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Troy's 8,929-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Troy, see the exposure-zones guide.