Troy, OH
How exposed is Troy to wildfire?
USFS's Wildfire Risk to Communities model puts Troy at the 4th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 11,674 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Troy at the 5th percentile, close to its 4th-percentile risk score.
Where Troy's buildings actually sit
Most of Troy's buildings (90.9% of 11,674) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 11,674 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Troy ranks
Troy's 22nd-percentile standing inside Ohio outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Troy ranks 30,174 for wildfire risk (1 is highest) and 1,345 by building count (1 is largest). Within Ohio alone, it ranks 984 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Troy
Troy's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Troy
With 90.9% of buildings rated Minimal exposure, Troy gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Troy's figures come from
Every one of the two percentiles behind Troy's 30,174-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Troy's dominant minimal exposure actually means, with real examples from across the dataset.