Troy Hills, NJ
Troy Hills, NJ's wildfire risk, in USFS's own numbers
Troy Hills's 1,608 buildings earn a 24th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Troy Hills at the 25th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Troy Hills's building exposure, zone by zone
USFS classifies 60.6% of Troy Hills's buildings as Direct exposure, higher than its 31.9% Indirect share and far above its 7.5% Minimal share — a profile where 975 structures sit close enough to vegetation that lot clearing matters most.
How Troy Hills compares
Troy Hills scores 24th nationally and 12th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Troy Hills ranks 24,114 for wildfire risk (1 is highest) and 8,739 by building count (1 is largest). Within New Jersey alone, it ranks 615 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Troy Hills
Troy Hills's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Troy Hills (60.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Troy Hills's 24,114-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Troy Hills, see the exposure-zones guide.