Troy Grove, IL
Troy Grove, IL's wildfire risk, in USFS's own numbers
Troy Grove sits at the 15th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 228 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Troy Grove at the 15th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Troy Grove's building exposure, zone by zone
Only 25.9% of Troy Grove's 228 buildings carry Direct exposure and 0% carry Indirect; the remaining 74.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Troy Grove ranks
Troy Grove's 53rd-percentile standing inside Illinois outpaces its 15th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Troy Grove ranks 26,845 for wildfire risk (1 is highest) and 23,849 by building count (1 is largest). Within Illinois alone, it ranks 684 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Troy Grove and the insurance market
At the 15th national percentile, Troy Grove rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 74.1% of Troy Grove outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 228 counted buildings into the percentiles shown above for Troy Grove. For more on what minimal exposure implies beyond Troy Grove, see the exposure-zones guide.