Troutman, NC
Troutman, NC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Troutman lands at the 54th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,020 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Troutman at the 57th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Troutman's buildings actually sit
51.2% of Troutman's 2,020 buildings sit in USFS's Direct exposure zone, roughly 1,035 structures close enough to burnable vegetation for flame contact, not just embers — 48.7% fall in the Indirect, ember-only zone and 0.1% are Minimal.
How Troutman compares
There's little gap between Troutman's 54th national percentile and its 48th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Troutman ranks 14,661 for wildfire risk (1 is highest) and 7,417 by building count (1 is largest). Within North Carolina alone, it ranks 404 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Troutman
Troutman's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 51.2% of Troutman in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Troutman's figures come from
Every one of the two percentiles behind Troutman's 14,661-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Troutman's dominant direct exposure actually means, with real examples from across the dataset.