Troutdale, VA
Troutdale wildfire risk explained
USFS's Wildfire Risk to Communities model puts Troutdale at the 55th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 216 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Troutdale at the 57th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Troutdale's building exposure, zone by zone
Direct exposure dominates in Troutdale: 100% of its 216 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Troutdale compares
Troutdale's risk sits at a similar level relative to Virginia (60th percentile statewide) as it does nationally (55th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Troutdale ranks 14,230 for wildfire risk (1 is highest) and 24,293 by building count (1 is largest). Within Virginia alone, it ranks 272 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Troutdale and the insurance market
Troutdale's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Troutdale (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Troutdale's figures come from
Troutdale's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Troutdale's dominant direct exposure actually means, with real examples from across the dataset.