Trout Valley, IL
Trout Valley, IL's wildfire risk, in USFS's own numbers
USFS scores Trout Valley at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 197 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Trout Valley at the 26th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Trout Valley's 197 counted buildings, 52.3% carry Direct exposure and only 47.7% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Trout Valley against the rest of the country
Compare Trout Valley's two percentiles: 70th within Illinois, only 24th nationally — a gap of 45 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Trout Valley ranks 23,856 for wildfire risk (1 is highest) and 24,955 by building count (1 is largest). Within Illinois alone, it ranks 439 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 24th national percentile, Trout Valley rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Trout Valley
With 52.3% of Trout Valley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 197 counted buildings into the percentiles shown above for Trout Valley. For more on what direct exposure implies beyond Trout Valley, see the exposure-zones guide.