Trout Lake, WA
Trout Lake, WA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Trout Lake lands at the 100th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 619 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Trout Lake's burn probability — fire likelihood with no building count factored in — sits at the 100th percentile nationally.
Where Trout Lake's buildings actually sit
92.3% of Trout Lake's 619 buildings sit in USFS's Direct exposure zone, roughly 571 structures close enough to burnable vegetation for flame contact, not just embers — 7.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How Trout Lake compares
There's little gap between Trout Lake's 100th national percentile and its 100th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Trout Lake ranks 48 for wildfire risk (1 is highest) and 15,584 by building count (1 is largest). Within Washington alone, it ranks 2 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Trout Lake and the insurance market
At the 100th percentile nationally, Trout Lake carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 92.3% of Trout Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 619 counted buildings into the percentiles shown above for Trout Lake. For more on what direct exposure implies beyond Trout Lake, see the exposure-zones guide.