Trout, LA
Trout, LA's wildfire risk, in USFS's own numbers
USFS scores Trout at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 77 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Trout at the 64th percentile, close to its 64th-percentile risk score.
What "at risk" means for the buildings here
77 buildings are counted in Trout, and 55.8% of them are Indirect exposure — ember-driven risk rather than the 44.2% in Direct exposure or the 0% rated Minimal.
Trout against the rest of the country
Trout's 80th-percentile standing inside Louisiana outpaces its 64th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Trout ranks 11,475 for wildfire risk (1 is highest) and 30,011 by building count (1 is largest). Within Louisiana alone, it ranks 99 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Trout's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Trout (55.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Trout's figures come from
The methodology guide shows exactly how USFS turned 77 counted buildings into the percentiles shown above for Trout. The exposure-zones guide covers what Trout's dominant indirect exposure actually means, with real examples from across the dataset.