Troup, TX
Troup, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Troup at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 988 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Troup at the 78th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Troup's buildings actually sit
Most of Troup's buildings (68.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Troup against the rest of the country
Troup ranks lower within Texas (50th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Troup ranks 7,546 for wildfire risk (1 is highest) and 12,024 by building count (1 is largest). Within Texas alone, it ranks 911 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Troup and the insurance market
At the 76th percentile nationally, Troup carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Troup
Troup's 68.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Troup's figures come from
Every one of the two percentiles behind Troup's 7,546-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Troup's dominant indirect exposure actually means, with real examples from across the dataset.