Trotwood, OH
Trotwood, OH's wildfire risk, in USFS's own numbers
USFS scores Trotwood at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 11,513 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Trotwood at the 12th percentile, close to its 11th-percentile risk score.
Where Trotwood's buildings actually sit
Most of Trotwood's buildings (74.9% of 11,513) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 11,513 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Trotwood ranks
Within Ohio, Trotwood ranks higher (33rd percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Trotwood ranks 28,119 for wildfire risk (1 is highest) and 1,367 by building count (1 is largest). Within Ohio alone, it ranks 844 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Trotwood
Trotwood's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Trotwood's 74.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Trotwood's figures come from
Every one of the two percentiles behind Trotwood's 28,119-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Trotwood's dominant minimal exposure actually means, with real examples from across the dataset.