Tropic, UT
Tropic, UT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Tropic at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 424 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tropic at the 56th percentile, close to its 62nd-percentile risk score.
What "at risk" means for the buildings here
USFS puts 69.3% of Tropic's 424 buildings in the Indirect exposure zone, versus 30.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Tropic compares
Inside Utah, Tropic sits at just the 19th percentile even though it scores 62nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Tropic ranks 12,018 for wildfire risk (1 is highest) and 18,768 by building count (1 is largest). Within Utah alone, it ranks 264 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Tropic and the insurance market
Tropic's 62nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Tropic
With ember exposure the dominant pattern in Tropic (69.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Tropic's 12,018-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Tropic, see the exposure-zones guide.