Trophy Club, TX
Trophy Club, TX's wildfire risk, in USFS's own numbers
USFS scores Trophy Club at the 60th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 4,720 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Trophy Club's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Trophy Club (86.6% of 4,720 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 13.4% sit in the Direct zone.
Where Trophy Club ranks
Trophy Club ranks lower within Texas (14th percentile statewide) than its 60th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Trophy Club ranks 12,590 for wildfire risk (1 is highest) and 3,615 by building count (1 is largest). Within Texas alone, it ranks 1,541 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Trophy Club
At the 60th percentile nationally, Trophy Club carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Trophy Club
With ember exposure the dominant pattern in Trophy Club (86.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Trophy Club's 12,590-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Trophy Club, see the exposure-zones guide.