Tripoli, IA
How exposed is Tripoli to wildfire?
Tripoli's 888 buildings earn a 45th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tripoli's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
Where Tripoli's buildings actually sit
66.3% of Tripoli's 888 buildings sit in USFS's Minimal exposure zone, with only 6.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Tripoli compares
Tripoli's 62nd-percentile standing inside Iowa outpaces its 45th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Tripoli ranks 17,266 for wildfire risk (1 is highest) and 12,831 by building count (1 is largest). Within Iowa alone, it ranks 389 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 45th national percentile, Tripoli rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 66.3% of Tripoli outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 888 counted buildings into the percentiles shown above for Tripoli. For more on what minimal exposure implies beyond Tripoli, see the exposure-zones guide.