Trinidad, CO
Trinidad wildfire risk explained
Trinidad sits at the 93rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 4,901 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Trinidad's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Where Trinidad's buildings actually sit
Most of Trinidad's buildings (89.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Trinidad against the rest of the country
There's little gap between Trinidad's 93rd national percentile and its 80th percentile inside Colorado, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Trinidad ranks 2,358 for wildfire risk (1 is highest) and 3,490 by building count (1 is largest). Within Colorado alone, it ranks 95 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Trinidad and the insurance market
At the 93rd percentile nationally, Trinidad carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Trinidad's 89.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Trinidad's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Trinidad, see the exposure-zones guide.