Trimble, MO
Trimble wildfire risk explained
Out of every US place USFS scores, Trimble lands at the 60th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 338 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Trimble's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
Trimble's building exposure, zone by zone
USFS classifies 55% of Trimble's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 45% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Trimble against the rest of the country
Trimble's risk sits at a similar level relative to Missouri (54th percentile statewide) as it does nationally (60th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Trimble ranks 12,765 for wildfire risk (1 is highest) and 20,635 by building count (1 is largest). Within Missouri alone, it ranks 491 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Trimble and the insurance market
At the 60th national percentile, Trimble rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Trimble's 55% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 338 counted buildings into the percentiles shown above for Trimble. For more on what minimal exposure implies beyond Trimble, see the exposure-zones guide.