Tres Pinos, CA
How exposed is Tres Pinos to wildfire?
USFS's Wildfire Risk to Communities model puts Tres Pinos at the 94th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 351 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tres Pinos at the 96th percentile, close to its 94th-percentile risk score.
Where Tres Pinos's buildings actually sit
82.3% of Tres Pinos's 351 buildings sit in USFS's Direct exposure zone, roughly 289 structures close enough to burnable vegetation for flame contact, not just embers — 17.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Tres Pinos against the rest of the country
Tres Pinos's 94th national percentile looks worse in isolation than its 71st ranking inside California does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Tres Pinos ranks 1,945 for wildfire risk (1 is highest) and 20,274 by building count (1 is largest). Within California alone, it ranks 464 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Tres Pinos and the insurance market
Tres Pinos sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 94th-percentile score like Tres Pinos's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
With 82.3% of Tres Pinos in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Tres Pinos's figures come from
Every one of the two percentiles behind Tres Pinos's 1,945-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Tres Pinos's dominant direct exposure actually means, with real examples from across the dataset.