Trenton, TN
Trenton wildfire risk explained
Trenton sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,209 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Trenton at the 33rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Trenton's 2,209 counted buildings, 48% carry Direct exposure and only 15.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Trenton ranks
Trenton scores 32nd nationally and 21st within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Trenton ranks 21,411 for wildfire risk (1 is highest) and 6,912 by building count (1 is largest). Within Tennessee alone, it ranks 397 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Trenton and the insurance market
Trenton's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 48% of Trenton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Trenton's figures come from
Every one of the two percentiles behind Trenton's 21,411-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Trenton's dominant direct exposure actually means, with real examples from across the dataset.