Trenton, IL
Trenton wildfire risk explained
Trenton's 1,422 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Trenton at the 5th percentile, close to its 5th-percentile risk score.
Where Trenton's buildings actually sit
Indirect exposure is dominant in Trenton (80.7% of 1,422 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 4.7% sit in the Direct zone.
How Trenton compares
Compare Trenton's two percentiles: 28th within Illinois, only 5th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Trenton ranks 29,969 for wildfire risk (1 is highest) and 9,522 by building count (1 is largest). Within Illinois alone, it ranks 1,041 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Trenton's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Trenton
With ember exposure the dominant pattern in Trenton (80.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Trenton's figures come from
Trenton's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Trenton's dominant indirect exposure actually means, with real examples from across the dataset.