Tremont, IL
How exposed is Tremont to wildfire?
Out of every US place USFS scores, Tremont lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,179 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tremont at the 3rd percentile, close to its 3rd-percentile risk score.
Tremont's building exposure, zone by zone
Only 3.7% of Tremont's 1,179 buildings carry Direct exposure and 0% carry Indirect; the remaining 96.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Tremont compares
Tremont's 22nd-percentile standing inside Illinois outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Tremont ranks 30,473 for wildfire risk (1 is highest) and 10,774 by building count (1 is largest). Within Illinois alone, it ranks 1,137 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Tremont and the insurance market
Tremont's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 96.4% of Tremont outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Tremont's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Tremont, see the exposure-zones guide.