Treasure Lake, PA
Treasure Lake wildfire risk explained
USFS's Wildfire Risk to Communities model puts Treasure Lake at the 29th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,522 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Treasure Lake's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Where Treasure Lake's buildings actually sit
2,522 buildings are counted in Treasure Lake, and 95.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.5% rated Minimal.
Treasure Lake against the rest of the country
Treasure Lake's risk sits at a similar level relative to Pennsylvania (36th percentile statewide) as it does nationally (29th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Treasure Lake ranks 22,393 for wildfire risk (1 is highest) and 6,263 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,275 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Treasure Lake
Treasure Lake's moderate rating (29th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Treasure Lake
Treasure Lake's 95.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Treasure Lake's figures come from
The methodology guide shows exactly how USFS turned 2,522 counted buildings into the percentiles shown above for Treasure Lake. The exposure-zones guide covers what Treasure Lake's dominant direct exposure actually means, with real examples from across the dataset.