Travis Ranch, TX
Travis Ranch wildfire risk explained
USFS scores Travis Ranch at the 70th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,555 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Travis Ranch at the 70th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Travis Ranch's buildings actually sit
USFS puts 94.3% of Travis Ranch's 2,555 buildings in the Indirect exposure zone, versus 5.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Travis Ranch compares
Travis Ranch's 70th national percentile looks worse in isolation than its 31st ranking inside Texas does — this place is on the milder end for its own state, by 39 points. Among the 31,521 US communities USFS scores, Travis Ranch ranks 9,407 for wildfire risk (1 is highest) and 6,191 by building count (1 is largest). Within Texas alone, it ranks 1,240 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Travis Ranch and the insurance market
At the 70th percentile nationally, Travis Ranch carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Travis Ranch (94.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Travis Ranch's figures come from
Every one of the two percentiles behind Travis Ranch's 9,407-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Travis Ranch's dominant indirect exposure actually means, with real examples from across the dataset.