Traver, CA
How exposed is Traver to wildfire?
USFS scores Traver at the 82nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 297 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Traver at the 82nd percentile, close to its 82nd-percentile risk score.
Where Traver's buildings actually sit
Only 35% of Traver's 297 buildings carry Direct exposure and 0% carry Indirect; the remaining 65% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Traver compares
Traver ranks lower within California (43rd percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Traver ranks 5,697 for wildfire risk (1 is highest) and 21,703 by building count (1 is largest). Within California alone, it ranks 892 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Traver's 82nd-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Traver's 65% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Traver's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Traver, see the exposure-zones guide.