Trail Side, CO
How exposed is Trail Side to wildfire?
Trail Side sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 98 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Trail Side at the 35th percentile, close to its 35th-percentile risk score.
Trail Side's building exposure, zone by zone
USFS classifies 91.8% of Trail Side's buildings as Direct exposure, higher than its 4.1% Indirect share and far above its 4.1% Minimal share — a profile where 90 structures sit close enough to vegetation that lot clearing matters most.
How Trail Side compares
Trail Side's 35th national percentile looks worse in isolation than its 6th ranking inside Colorado does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Trail Side ranks 20,476 for wildfire risk (1 is highest) and 29,112 by building count (1 is largest). Within Colorado alone, it ranks 446 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Trail Side's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Trail Side
Trail Side's 91.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Trail Side's figures come from
Trail Side's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Trail Side's dominant direct exposure actually means, with real examples from across the dataset.