Trafford, AL
Trafford, AL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Trafford lands at the 76th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 431 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Trafford at the 80th percentile, close to its 76th-percentile risk score.
Where Trafford's buildings actually sit
Direct exposure dominates in Trafford: 84.7% of its 431 buildings, versus 15.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Trafford ranks
Trafford's risk sits at a similar level relative to Alabama (64th percentile statewide) as it does nationally (76th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Trafford ranks 7,490 for wildfire risk (1 is highest) and 18,618 by building count (1 is largest). Within Alabama alone, it ranks 217 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Trafford and the insurance market
Trafford's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Trafford's 84.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Trafford's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Trafford, see the exposure-zones guide.