Tradewinds, TX
Tradewinds wildfire risk explained
Out of every US place USFS scores, Tradewinds lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 121 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tradewinds's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Tradewinds's building exposure, zone by zone
Direct exposure dominates in Tradewinds: 86% of its 121 buildings, versus 13.2% Indirect and 0.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Tradewinds compares
Inside Texas, Tradewinds sits at just the 24th percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Tradewinds ranks 10,479 for wildfire risk (1 is highest) and 28,139 by building count (1 is largest). Within Texas alone, it ranks 1,363 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Tradewinds and the insurance market
Tradewinds's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Tradewinds (86%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Tradewinds's figures come from
Tradewinds's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Tradewinds's dominant direct exposure actually means, with real examples from across the dataset.